FAQ Frequently Asked Questions

Your questions, answered about Mueller Wealth 

What is Mueller Wealth? 

Mueller Wealth, LLC is a Securities and Exchange Commission (SEC) Registered Investment Adviser based in Wisconsin. We advise individuals and business owners on how to understand and take control of their wealth — from investments and retirement planning to insurance approaches and estate strategies. We do this by utilizing our 5-Star Planning Approach located here.

Are you a fiduciary?

Yes. As a fiduciary, we are legally obligated to always act in your best interest. Unlike firms that may be compensated for recommending specific products, our advice is designed around your financial goals and needs.

Is Mueller Wealth independent?

Yes. You are our only boss. We are an independent advisory firm, meaning we are not owned by a bank, insurance company, credit union, or brokerage firm. Our independence allows us to provide objective advice and recommendations. There are no outside public shareholders or companies demanding financial results that may conflict with client outcomes.

Does Mueller Wealth have Google client reviews? 

Yes! We encourage clients to share their experiences by posting reviews on Google. Open Google maps and simply search “Mueller Wealth”. Tailor your search to your area as we have 3 locations; Mishicot, Oshkosh and Sherwood. All reviews are entirely voluntary and uncompensated — we value honest and authentic feedback. You can read our Google reviews to learn from other clients about their experience with us. 

Is Mueller Wealth registered with the SEC?

Yes. Mueller Wealth, LLC is a Securities and Exchange Commission (SEC) Registered Investment Adviser. Advisory services are only offered where properly licensed or exempt from licensure.

Where are your offices located? 

We have three convenient Wisconsin locations: 
 
• Oshkosh Branch – 2390 State Road 44, Suite B1, Oshkosh, WI 54904 
• Mishicot Branch – 524 E Main Street, Mishicot, WI 54228 
• Sherwood Branch – W579 Castle Dr, Suite B, Sherwood, WI 54169 

What are your office hours? 

All three offices are open Monday through Friday by appointment only. We encourage you to schedule either phone or in-person appointment time that works best for you here, so we can give you our full attention. 

We offer in-person, phone, and virtual video meetings. We strive to accommodate whatever meeting style works best for you.

 How do I contact Mueller Wealth? 

You can reach us by: 
 
• Phone: (920) 267-6710 
• Email: info@muellerwealth.com 
• Website: www.muellerwealth.com 

Who are the CFP® advisers at Mueller Wealth? 

Our team includes Ross Mueller and Parker Mueller, a father son team dedicated and committed to providing personalized, hands-on service. Our advisors hold the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, upholding the highest standards of competence and ethics in financial planning. 

Our Services 

What services does Mueller Wealth offer? 

We offer our 5-Star Planning Approach, we don’t just say we do it, we cover them all including: 
 

• Tax & Income Planning
• Health Care Planning
• Estate Planning
• Investment Planning 
• Insurance Planning
  

Rather than focusing exclusively on investments, we coordinate all five areas to create a more complete financial strategy with your other professionals (ex. CPA and attorney).

 What is the Seatbelt™ Investment System? 

The Seatbelt is our proprietary 4-step investment system designed to manage risk and grow your wealth during good times — and help protect it during market downturns. It's one of the ways we bring structure and confidence to your investment experience. Ask us about it during your consultation! 

Do you help with retirement planning?

Yes. Retirement planning is one of our core specialties. We help clients create retirement income strategies, evaluate Social Security options, minimize taxes in retirement, manage investment risk, and prepare for healthcare expenses.

Can you help me with an old 401(k) from a previous employer? 

Absolutely. We provide a concierge-level service to transfer in your old 401(k) plans. We handle all the details and requirements to help you have peace of mind knowing your retirement savings are working for you. 

Do you offer tax or legal advice? 

We provide tax and estate planning.  We do not prepare taxes or draft legal documents; however, we work closely with your other professionals. We help facilitate collaboration with your existing professionals (CPA and Attorney) to ensure a coordinated approach. 

 Who We Serve 

Who does Mueller Wealth work with? 

We specialize in high-net-worth individuals and business owners that are down to earth. We work best with aspiring millionaires and millionaires that wear flannel.  Your normal down-to-earth hard-working people that have saved for years. - People that take their money as seriously as we do:

• First-time investors looking to overcome market hesitancy with education and guidance. 
• Business owners and entrepreneurs who need more than just retirement strategies. 
• Peak career professionals seeking specialized wealth management. 
• Individuals and families planning for retirement, major life transitions, or estate needs. 
 
Whether you're just starting your financial journey or looking to fine-tune your strategy as a high-net-worth household, we're here to help.

I'm new to investing. Is Mueller Wealth a good fit for me? 

Yes. Our goal for first-time investors is to build confidence and establish strong financial foundations early in life which would follow our 10-step wealth planning system.

Do you work with business owners?

Absolutely. Business owners often face unique challenges involving retirement plans, succession planning, taxes, insurance, company stock inside 401k’s, and cash flow management. Our planning process addresses these interconnected decisions which may involve complicated NUA strategies made simple.

Getting Started 

How do I get started with Mueller Wealth? 

It's easy! Schedule a complimentary consultation through our website at www.muellerwealth.com, call us at (920) 267-6710, or email info@muellerwealth.com. During this initial meeting, we'll sit down to learn about your goals, demonstrate how we work with clients, review our fee and see if we're a good match for each other. 

Is the initial consultation really free? 

Yes. We offer a no-cost, no-obligation consultation. During this meeting, we'll learn about your goals, explain and demonstrate our 5-star planning process, our fee, and determine whether we're a good fit.

What should I expect during the initial consultation? 

During your consultation, we'll take the time to listen and understand your financial challenges, goals, and priorities. We'll demonstrate how our system and our services help reach your goals. There's no pressure, and we won't hound you afterwards - nobody has time for that.  Just an honest conversation about how we could be a match for you. 

Can I meet with you in person or virtually? 

We offer both in-person appointments at any of our three Wisconsin locations and phone or virtual screen sharing video appointments for your convenience. Just let us know your preference when scheduling! 

Do I have to move all my accounts?

Not necessarily. However, consolidating at least 75% of your transferable money often allows for more efficient planning, better coordination, and simpler management. Every recommendation depends on your specific circumstances.

Fiduciary & Trust 

What does it mean that Mueller Wealth is a fiduciary? 

As a fiduciary, we are legally and ethically required to act in your best interest, in all capacities. This means our recommendations are always centered on what's best for you — not on commissions or sales quotas. It's a standard of trust and transparency that we proudly uphold. 

Is Mueller Wealth registered with the SEC? 

Yes. Mueller Wealth, LLC is a Securities and Exchange Commission (SEC) Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Mueller Wealth and its representatives are properly licensed or exempt from licensure. 

General 

How does Mueller Wealth protect my personal information? 

Maintaining the trust and confidence of our clients is a top priority. We take protecting your data and privacy very seriously. Our full privacy statement is available on our website, and we comply with applicable privacy regulations to safeguard your information. 

Personal Financial Website

Do clients receive access to an online financial portal?

Yes. Clients may receive access to a secure personal financial website that provides a centralized view of finances and planning information. This portal helps organize financial information, provides you with updated daily totals of all your accounts (whether with us or not) and improve communication with your advisory team.

What information can I see on my financial website?

Your setup generally includes the following:

• Account balances
• Net worth tracking
• Spending analysis
• Income projections
• Retirement planning illustrations
• Advisor Recommendations
• Next Steps to help grow and protect your money
• Secure document storage
• Financial reports
   

Fee/Cost

How does Mueller Wealth get paid?

When you do better – we do better.  We are primarily compensated through advisory fees. Our fee structure is designed to align our success with yours because as your assets grow, our compensation grows as well. We do not charge commissions for portfolio trades within advisory accounts. 

Do you have a minimum fee?

Certain planning relationships may have a minimum annual fee structure, although requirements vary depending on assets managed and services provided.  Our billed planning fee is generally waived for households investing more than $200,000 with us.

What is your fee structure?

We clearly explain our fee and services during your complimentary consultation, so you understand exactly what you're paying for and the value you receive.

Our fee is competitive with other CFP® serve level firms and low relative to the value we provide verified by Vanguard research. We focus on delivering comprehensive financial planning, investment management, and ongoing guidance designed to help clients make confident financial decisions and achieve their goals. We don't just say we do comprehensive financial planning – we do it and are very detailed.

Our fee is low - In fact, Vanguard research suggests that advisors can add significant value through financial planning, behavioral coaching, and tax-efficient strategies. We generally charge about 50% less than the value identified in this research.

Trust, Privacy & Relationships

Do you work with my CPA and attorney?

Yes. Through our collaborative planning approach, we routinely coordinate with tax professionals, attorneys, and other advisors to help ensure your financial plan is aligned across all areas.

What happens if my advisor retires?

Mueller Wealth has a succession plan in place through its father-son CFP® advisory team, helping provide continuity and long-term relationships for clients.  Our firm is intentionally built with both experienced and fresh talent, enabling us to be here to serve your family for generations to come.

How can I contact Mueller Wealth?

Phone: (920) 267-6710
Email: info@muellerwealth.com
Website: Mueller Wealth